@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');

:root {
  --navy: #17105f;
  --navy-2: #231c79;
  --gold: #ffd957;
  --gold-2: #f4c83e;
  --ink: #151625;
  --muted: #676979;
  --paper: #fbfbfd;
  --white: #fff;
  --line: #e9e9ef;
  --shadow: 0 20px 60px rgba(23,16,95,.12);
  --radius: 24px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "DM Sans", Arial, sans-serif;
  line-height: 1.65;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(233,233,239,.8);
}
.nav-wrap { height: 78px; display:flex; align-items:center; justify-content:space-between; gap:24px; }
.brand { display:flex; align-items:center; gap:10px; font-family:Manrope,sans-serif; font-weight:800; color:var(--navy); letter-spacing:.04em; }
.brand img { width:52px; height:52px; object-fit:contain; border-radius:0; }
.brand small { display:block; font-size:9px; letter-spacing:.22em; text-align:center; color:var(--muted); margin-top:-3px; }
.nav { display:flex; align-items:center; gap:28px; font-weight:600; font-size:14px; color:#393a4b; }
.nav a:hover { color:var(--navy); }
.nav-cta { background:var(--navy); color:#fff !important; padding:11px 18px; border-radius:999px; }
.menu-toggle { display:none; border:0; background:transparent; font-size:26px; color:var(--navy); }

.hero {
  overflow:hidden;
  background:
    radial-gradient(circle at 75% 35%, rgba(255,217,87,.28), transparent 25%),
    linear-gradient(135deg,#f8f8fc 0%,#fff 55%,#f7f5ff 100%);
  border-bottom:1px solid var(--line);
}
.hero-grid { min-height:650px; display:grid; grid-template-columns:1.08fr .92fr; align-items:center; gap:70px; padding:78px 0; }
.eyebrow { color:var(--navy); font-weight:800; letter-spacing:.17em; font-size:12px; margin-bottom:13px; }
.eyebrow.light { color:var(--gold); }
h1,h2,h3 { font-family:Manrope, sans-serif; line-height:1.08; margin:0 0 18px; }
h1 { font-size:clamp(44px,6vw,76px); letter-spacing:-.045em; max-width:720px; }
h1 span { color:var(--navy); }
h2 { font-size:clamp(34px,4vw,50px); letter-spacing:-.035em; }
h3 { font-size:21px; }
.hero-text { max-width:650px; color:var(--muted); font-size:18px; }
.hero-actions { display:flex; gap:12px; flex-wrap:wrap; margin:28px 0 34px; }
.quote-box { display:flex; gap:10px; flex-wrap:wrap; margin:0 0 24px; max-width:460px; }
.quote-box input { flex:1; min-width:200px; border:1px solid var(--line); border-radius:999px; padding:13px 18px; font:inherit; outline:none; background:#fff; }
.quote-box input:focus { border-color:var(--navy); box-shadow:0 0 0 3px rgba(23,16,95,.08); }
.btn { display:inline-flex; align-items:center; justify-content:center; gap:12px; border-radius:999px; padding:14px 22px; font-weight:800; border:1px solid transparent; transition:.2s ease; cursor:pointer; font:inherit; }
.btn:hover { transform:translateY(-2px); }
.btn-primary { background:var(--navy); color:#fff; box-shadow:0 12px 28px rgba(23,16,95,.2); }
.btn-primary:hover { background:var(--navy-2); }
.btn-secondary { background:#fff; border-color:var(--line); color:var(--navy); }
.btn-white { background:#fff; color:var(--navy); }
.full { width:100%; border-radius:14px; }
.trust-row { display:flex; gap:28px; flex-wrap:wrap; }
.trust-row div { display:flex; align-items:center; gap:9px; color:var(--muted); font-size:12px; }
.trust-row strong { color:var(--navy); font-size:16px; }

.hero-card { position:relative; min-height:470px; display:flex; align-items:center; justify-content:center; }
.hero-card:before { content:""; position:absolute; width:440px; height:440px; border-radius:50%; border:1px solid rgba(23,16,95,.1); box-shadow:0 0 0 22px rgba(255,217,87,.12), 0 0 0 44px rgba(23,16,95,.04); }
.hero-logo { position:relative; width:370px; height:370px; object-fit:contain; border-radius:0; box-shadow:none; }
.hero-card-bottom { position:absolute; bottom:14px; left:50%; transform:translateX(-50%); width:min(370px,100%); background:#fff; border:1px solid var(--line); box-shadow:var(--shadow); border-radius:14px; padding:12px 16px; display:flex; justify-content:center; gap:10px; font-size:10px; letter-spacing:.15em; font-weight:800; color:var(--navy); }
.status-dot { width:7px; height:7px; background:var(--gold); border-radius:50%; align-self:center; }

.strip { background:var(--navy); color:#fff; }
.strip-grid { display:grid; grid-template-columns:repeat(3,1fr); }
.strip-grid > div { padding:21px 24px; display:flex; align-items:center; gap:14px; border-right:1px solid rgba(255,255,255,.12); }
.strip-grid > div:last-child { border-right:0; }
.strip-icon { width:36px; height:36px; border-radius:50%; background:var(--gold); color:var(--navy); display:grid; place-items:center; font-weight:900; }
.strip-grid b { color:#fff; }

.section { padding:100px 0; }
.section-heading { display:grid; grid-template-columns:1fr .7fr; gap:60px; align-items:end; margin-bottom:48px; }
.section-heading > p { color:var(--muted); margin:0; }
.section-heading.centered { display:block; text-align:center; max-width:700px; margin:0 auto 48px; }
.service-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.service-card { position:relative; padding:30px; min-height:285px; background:#fff; border:1px solid var(--line); border-radius:var(--radius); overflow:hidden; transition:.25s ease; }
.service-card:hover { transform:translateY(-6px); box-shadow:var(--shadow); border-color:rgba(23,16,95,.16); }
.service-card.featured { background:var(--navy); color:#fff; border-color:var(--navy); }
.service-card.featured p { color:#d9d8eb; }
.service-card.featured a { color:var(--gold); }
.service-number { position:absolute; right:22px; top:20px; font-size:11px; font-weight:800; color:#b1b1c2; }
.featured .service-number { color:#7d77b4; }
.service-icon { width:48px; height:48px; border-radius:14px; display:grid; place-items:center; background:#f5f4fc; color:var(--navy); font-size:23px; margin-bottom:25px; }
.featured .service-icon { background:rgba(255,217,87,.14); color:var(--gold); }
.service-card p { color:var(--muted); margin:0 0 25px; font-size:14px; }
.service-card a { font-weight:800; font-size:13px; color:var(--navy); }

.testimonials { padding:60px 0; }
.testimonial-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.testimonial-card { background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:26px; }
.testimonial-card .stars { color:var(--gold-2); letter-spacing:.1em; margin-bottom:12px; }
.testimonial-card p { color:var(--ink); font-size:14.5px; margin:0 0 14px; }
.testimonial-author { font-weight:800; font-size:13px; color:var(--navy); }

.carousel-nav { display:none; }
.carousel-arrow { flex:0 0 auto; width:38px; height:38px; border-radius:50%; border:1px solid var(--line); background:#fff; color:var(--navy); font-size:19px; line-height:1; display:grid; place-items:center; cursor:pointer; padding:0; }
.carousel-arrow:active { transform:scale(.93); }
.carousel-arrow:disabled { opacity:.35; cursor:default; }
.carousel-arrow.light { background:rgba(255,255,255,.08); border-color:rgba(255,255,255,.2); color:#fff; }
.carousel-dots { display:flex; align-items:center; gap:7px; }
.carousel-dots button { width:8px; height:8px; padding:0; border:0; border-radius:50%; background:var(--line); cursor:pointer; transition:.2s ease; }
.carousel-dots button.active { width:20px; border-radius:5px; background:var(--navy); }
.carousel-dots.light button { background:rgba(255,255,255,.25); }
.carousel-dots.light button.active { background:var(--gold); }

.dark-section { background:var(--navy); color:#fff; }
.split { display:grid; grid-template-columns:.9fr 1.1fr; gap:90px; align-items:start; }
.split > * { min-width:0; }
.carousel { min-width:0; width:100%; }
.dark-section .lead { color:#d9d8eb; max-width:520px; font-size:17px; }
.feature-list { display:grid; grid-template-columns:1fr 1fr; gap:30px 24px; }
.feature { display:flex; gap:14px; }
.feature-check { flex:0 0 34px; height:34px; display:grid; place-items:center; border-radius:50%; background:rgba(255,217,87,.15); color:var(--gold); font-weight:900; }
.feature h3 { font-size:17px; margin-bottom:7px; }
.feature p { margin:0; color:#c8c7db; font-size:14px; }

.steps { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.step { background:#fff; border:1px solid var(--line); padding:32px; border-radius:var(--radius); }
.step > span { color:var(--gold-2); font-weight:900; font-size:12px; letter-spacing:.15em; }
.step h3 { margin-top:28px; }
.step p { color:var(--muted); margin:0; }

.cta-section { background:linear-gradient(110deg,var(--navy),#2a237f); padding:75px 0; color:#fff; }
.cta-box { display:flex; align-items:center; justify-content:space-between; gap:40px; }
.cta-box h2 { margin-bottom:10px; }
.cta-box p { color:#d7d6e8; max-width:600px; margin:0; }

.contact-section { background:#f2f2f7; }
.contact-grid { display:grid; grid-template-columns:.85fr 1.15fr; gap:80px; align-items:start; }
.contact-copy p { color:var(--muted); max-width:520px; }
.contact-points { margin-top:32px; display:grid; gap:16px; }
.contact-points > div { display:flex; gap:13px; align-items:flex-start; }
.contact-points span { width:38px; height:38px; display:grid; place-items:center; background:#fff; border-radius:12px; color:var(--navy); box-shadow:0 5px 18px rgba(23,16,95,.06); }
.contact-points b { font-size:13px; }
.contact-points div div { font-size:13px; color:var(--muted); }

.contact-form { background:#fff; padding:32px; border-radius:var(--radius); box-shadow:var(--shadow); display:grid; gap:17px; }
.contact-form label { font-weight:700; font-size:13px; color:#333448; }
.contact-form input, .contact-form textarea { display:block; width:100%; margin-top:7px; border:1px solid #dedee7; border-radius:12px; padding:13px 14px; font:inherit; outline:none; background:#fcfcfe; resize:vertical; }
.contact-form input:focus, .contact-form textarea:focus { border-color:var(--navy); box-shadow:0 0 0 3px rgba(23,16,95,.08); }
.form-note { margin:0; color:#888999; font-size:11px; }
.form-success { color:var(--navy); font-weight:700; font-size:13px; }

.footer { background:#0f0b45; color:#bdbbd2; padding:28px 0; font-size:12px; }
.footer-grid { display:flex; align-items:center; justify-content:space-between; gap:20px; }
.footer-brand { display:flex; align-items:center; gap:10px; color:#fff; }
.footer-brand img { width:40px; height:40px; object-fit:contain; border-radius:0; }
.footer-brand strong, .footer-brand span { display:block; }
.footer-brand span { color:#aaa8c4; font-size:10px; margin-top:2px; }
.footer a { color:#fff; font-weight:700; }

@media (max-width: 900px) {
  .hero-grid, .split, .contact-grid { grid-template-columns:1fr; }
  .hero-grid { gap:20px; padding:60px 0; }
  .hero-card { min-height:400px; }
  .section-heading { grid-template-columns:1fr; gap:10px; }
  .service-grid { grid-template-columns:repeat(2,1fr); }
  .testimonial-grid { grid-template-columns:repeat(2,1fr); }
  .split { gap:45px; }
}
@media (max-width: 700px) {
  .container { width:min(100% - 28px, 1160px); }
  .nav { display:none; position:absolute; left:14px; right:14px; top:70px; background:#fff; padding:18px; border:1px solid var(--line); border-radius:18px; box-shadow:var(--shadow); flex-direction:column; align-items:stretch; gap:6px; }
  .nav.open { display:flex; }
  .nav a { padding:10px; }
  .menu-toggle { display:block; }
  .hero-grid { padding:48px 0; }
  .hero-logo { width:280px; height:280px; }
  .hero-card:before { width:330px; height:330px; }
  .hero-card-bottom { width:280px; }
  .strip-grid { grid-template-columns:1fr; }
  .strip-grid > div { border-right:0; border-bottom:1px solid rgba(255,255,255,.12); }
  .strip-grid > div:last-child { border-bottom:0; }
  .section { padding:72px 0; }
  .cta-box, .footer-grid { flex-direction:column; align-items:flex-start; }
  .contact-form { padding:22px; }
  h1 { font-size:46px; }

  .carousel-nav { display:flex; align-items:center; justify-content:center; gap:16px; margin-top:20px; }
  .carousel .testimonial-grid,
  .carousel .service-grid,
  .carousel .feature-list,
  .carousel .steps {
    display:flex; grid-template-columns:none; gap:14px; margin:0 -4px;
    overflow-x:auto; scroll-snap-type:x mandatory; -webkit-overflow-scrolling:touch;
    padding:2px 4px 6px; scrollbar-width:none;
  }
  .carousel .testimonial-grid::-webkit-scrollbar,
  .carousel .service-grid::-webkit-scrollbar,
  .carousel .feature-list::-webkit-scrollbar,
  .carousel .steps::-webkit-scrollbar { display:none; }
  .carousel .testimonial-grid > *,
  .carousel .service-grid > *,
  .carousel .feature-list > *,
  .carousel .steps > * { flex:0 0 86%; min-width:0; scroll-snap-align:start; }
  .carousel .feature-list .feature > div { min-width:0; }
}


.quick-contact { display:flex; gap:10px; flex-wrap:wrap; margin:0 0 24px; }
.quick-contact a { display:inline-flex; align-items:center; gap:7px; padding:9px 13px; background:#fff; border:1px solid var(--line); border-radius:999px; color:var(--navy); font-weight:800; font-size:12px; }
.quick-contact a:first-child { background:#eaf8ef; border-color:#cdebd7; color:#126a35; }

.referral-section { background:linear-gradient(180deg,#fff 0%,#f8f7ff 100%); }
.referral-hero { display:grid; grid-template-columns:1fr 280px; gap:50px; align-items:center; margin-bottom:45px; }
.referral-hero h2 span { color:var(--navy); }
.referral-hero .lead { color:var(--muted); font-size:17px; max-width:720px; }
.reward-badge { width:250px; min-height:250px; border-radius:50%; background:var(--navy); color:#fff; display:flex; flex-direction:column; align-items:center; justify-content:center; box-shadow:0 25px 55px rgba(23,16,95,.18); border:10px solid rgba(255,217,87,.22); }
.reward-badge span { color:var(--gold); font-size:10px; letter-spacing:.18em; font-weight:900; }
.reward-badge strong { font-family:Manrope,sans-serif; font-size:34px; line-height:1; margin-top:8px; }
.reward-badge small { color:#d8d7e8; font-size:11px; }
.reward-badge em { color:var(--gold); font-size:11px; font-style:normal; margin:5px 0 0; }

.referral-grid { display:grid; grid-template-columns:1.2fr .8fr; gap:20px; }
.referral-card { background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:34px; box-shadow:0 10px 35px rgba(23,16,95,.06); }
.referral-step { display:grid; grid-template-columns:42px 1fr; gap:14px; align-items:start; padding:17px 0; border-top:1px solid var(--line); }
.referral-step:first-of-type { border-top:0; }
.referral-step span { width:34px; height:34px; display:grid; place-items:center; border-radius:50%; background:#f4f2ff; color:var(--navy); font-weight:900; font-size:11px; }
.referral-step p { margin:0; color:var(--muted); font-size:14px; }
.bonus-card { background:var(--navy); color:#fff; border-color:var(--navy); }
.bonus-card .eyebrow { color:var(--gold); }
.bonus-card p { color:#d8d7e8; }
.bonus-number { color:var(--gold); font-family:Manrope,sans-serif; font-size:72px; font-weight:800; line-height:.9; margin:15px 0 8px; }
.bonus-card .btn { margin-top:10px; }
.terms-mini { margin-top:20px; background:#f0eff7; border-radius:var(--radius); padding:28px 34px; }
.terms-mini ul { margin:0; padding-left:20px; color:var(--muted); font-size:13px; }
.referral-thanks { text-align:center; max-width:800px; margin:45px auto 0; }
.referral-thanks p { color:var(--muted); }
.referral-thanks strong { color:var(--navy); }

.terms-section { background:#f7f7fa; border-top:1px solid var(--line); }
.terms-wrap { max-width:1000px; }
.terms-content { display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.terms-content article { background:#fff; border:1px solid var(--line); border-radius:18px; padding:25px; }
.terms-content h3 { font-size:17px; margin-bottom:10px; color:var(--navy); }
.terms-content p, .terms-content li { color:var(--muted); font-size:13px; }
.terms-content p { margin:0; }
.terms-content ul { margin:0; padding-left:19px; }

.contact-link { color:var(--navy); font-weight:800; }
.footer-social { display:flex; gap:18px; align-items:center; }
.footer-social a { color:#fff; }

@media (max-width: 900px) {
  .referral-hero, .referral-grid, .terms-content { grid-template-columns:1fr; }
  .reward-badge { width:210px; min-height:210px; margin-inline:auto; }
}
@media (max-width: 700px) {
  .footer-social { flex-wrap:wrap; }
}

/* Standalone information pages */
.page-heading { margin-bottom: 42px; }
.referral-page-link { margin-top: 22px; text-align: center; }

@media (max-width: 700px) {
  .page-heading { margin-bottom: 30px; }
}